Continuing Education Class Life Health Annuities Virginia
Florida 24 Hour Life Health and Annuity Package
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24 Hour Course - $39.00
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Course Description
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Course Outline
An insurance producer who completes this continuing education course will gain 24 hours of instruction on law, ethics, life insurance, annuities, and health insurance.
The 4 hours of core material will help students review and clarify the regulatory structure for insurance in the state of Florida, deepen their knowledge of ethics standards enforced in Florida with regard to insurance, and refresh their understanding of their responsibilities and of the professional standards to which they are held. Most importantly, the class covers major changes enacted during prior years, with a focus on the law updates and changes for 2021, readying the licensee for the 2022 year.
The 20-hour elective portion is broken into three parts:
- general insurance,
- life insurance and annuities, and
- accident and health insurance.
The first part is a broad overview of insurance and the insurance industry. This part will address both the concept of insurance and the general practices of insurance producers.
The second part discusses life insurance policies and their provisions, annuities, qualified retirement plans, and the taxation of life insurance policies and benefits.
- The training on life insurance policies and their provisions will talk about the standard provisions found in life insurance policies before moving onto a discussion of beneficiaries and options and riders.
- The annuities segment will take an in depth look at annuity contracts including their relation to life insurance and how they are used.
- The instruction on qualified plans will examine retirement plans, what it means for a plan to be qualified, and how this affects the taxation of benefits.
- The last segment of this part of this course will address taxation of life insurance and annuities and benefits that can be gained from these kinds of insurance products.
The third part on accident and health insurance explores accident and health insurance policies, medical plans, group health insurance, long term care insurance, and insurance policies related to disability income.
- The segment on health insurance policies will go over the contractual elements of an accident and health insurance policy.
- The instruction on medical plans will discuss the various types of medical plans, managed care, cost containment strategies, and important federal laws such as the ACA and HIPAA.
- The training on group health will examine group health insurance policies in comparison to individual health insurance coverage. This segment will also explore conversion options and group health policies for small employers.
- The segment about Medicare will take a close look at the entire program including who is eligible, what Medicare provides to participants, and options for people who don't qualify.
- Long term care insurance (or LTC) is the primary interest of one segment of this course. This segment will cover the primary elements of LTC, how LTC can be marketed, and suitability issues.
- The final segment of the course talks about disability income and underwriting.
Videos, examples, and imagery are utilized throughout the course to enhance comprehension for visual and auditory learning styles. After each lesson, students will be asked a single question about the material. An exam appears at the end of each of the core and elective sets. Successfully passing the exams will unlock the Certificate of Completion.
- Course ID(s): 120259, 120395
- Approved By: Florida Department of Financial Services
- ??Florida 4 Hour Life, Health, & Annuity Law and Ethics 2022 Update (215 and 218)
- Law and Ethics [10 Activities]
- 01. Florida 4 Hour Law and Ethics 2022 Update (215 218)
- 02. Introduction; Regulatory Awareness (Part 1)
- 03. Regulatory Awareness (Part 2)
- 04. Regulatory Awareness (Part 3)
- 05. Halfway Through Class
- 06. Insurance Law and Updates
- 07. 2021 Florida Law Updates and Changes
- 08. Ethical Requirements
- 09. Disciplinary and Industry Trends
- 10. End of Class
- Law and Ethics Affidavit
- Law and Ethics Final Exam (25 questions)
- Law and Ethics [10 Activities]
- General Insurance
- General Insurance [9 Activities]
- 01. Introduction General Insurance (Video)
- 02. General Insurance
- 03. Contracts, Loss, Hazards & Insurable Risk (Video)
- 04. Elements of an Insurable Risk
- 05. General Insurance: Producers (Video)
- 06. Producers and the General Rule of Agency
- 07. General Insurance: Contracts (Video)
- 08. Legal Interpretations Affecting Insurance Contracts
- 09. General Insurance: Conclusion (Video)
- General Insurance [9 Activities]
- Life Insurance
- Life Insurance Policy Provisions, Options, and Riders [11 Activities]
- 01. Introduction to Life Insurance Policy Provisions, Options and Riders (Video)
- 02. Standard Policy Provisions
- 03. Life Insurance Policy Provisions, Options and Riders Introduction (Video)
- 04. Beneficiaries and Trusts
- 05. Beneficiaries and Trusts (Video)
- 06. Options
- 07. Settlements Options (Video)
- 08. Disability and Other Riders
- View Additional Activities
- 09. Disability and Other Riders (Video)
- 10. Riders for Additional Insured and Riders Affecting the Death Benefit
- 11. Provisions, Options and Riders Conclusion (Video)
- Annuities [6 Activities]
- 01. Introduction to Annuities (Video)
- 02. Annuity Principles and Concepts
- 03. Introduction to Annuities and Annuity Payout Options (Video)
- 04. Annuity Benefit Payment Options
- 05. Uses of Annuities
- 06. Annuities Conclusion (Video)
- Qualified Plans [5 Activities]
- 01. Introduction to Qualified Plans (Video)
- 02. Qualified Retirement Plan Basics
- 03. Qualified Plans Introduction (Video)
- 04. Plan Types, Characteristics and Purchasers
- 05. Qualified Plan Descriptions and Other Information (Video)
- Federal Taxation of Life Insurance [10 Activities]
- 01. Introduction to Federal Taxation of Life Insurance (Video)
- 02. Life Insurance Taxes
- 03. Federal Taxation of Life Insurance Introduction (Video)
- 04. Modified Endowment Contracts: MECs (Video)
- 05. Modified Endowment Contracts
- 06. Taxation of Non-Qualified Annuities
- 07. Taxation of Non-Qualified Annuities (Video)
- 08. Taxation of Individual Retirement Accounts (IRAs)
- 09. Taxation of Individual Retirement Plans and Section 1035 Policy Exchanges (Video)
- 10. Federal Taxation of Life Insurance Conclusion (Video)
- Life Insurance Policy Provisions, Options, and Riders [11 Activities]
- Accident and Health Insurance
- Health Insurance Policy [7 Activities]
- 01. Health Insurance Policies (Video)
- 02. Uniform Policy Provisions
- 03. Other General Provisions (Video)
- 04. Other General Provisions - Part 1
- 05. Other General Provisions - Part 2
- 06. Riders
- 07. Conclusion (Video)
- Medical Plans [14 Activities]
- 01. Introduction to Medical Plans (Video)
- 02. Medical Plan Concepts
- 03. Types of Providers and Plans (Video)
- 04. Types of Providers and Plans
- 05. Managed Care (Video)
- 06. Managed Care
- 07. Major Medical Insurance
- 08. Cost Containment in Health Care Delivery (Video)
- View Additional Activities
- 09. Cost Containment in Health Care Delivery
- 10. Patient Protection and Affordable Care Act (Video)
- 11. Patient Protection and Affordable Care Act (PPACA)
- 12. Medicaid
- 13. Health Insurance Portability and Accountability Act: HIPAA
- 14. Conclusion (Video)
- Group Health Insurance [10 Activities]
- 01. Introduction to Group Health Insurance Policies (Video)
- 02. Group Insurance Concepts
- 03. Group Insurance Concepts Review (Video)
- 04. Group Plan Characteristics
- 05. Group Plan Characteristics (Video)
- 06. Eligibility, Enrollment and Continuation of Coverage
- 07. Eligibility, Enrollment and Continuation of Coverage (Video)
- 08. Group Conversion
- 09. Small Employer Medical Plans
- 10. Conclusion
- Medicare [7 Activities]
- 01. Introduction to Medicare (Video)
- 02. Medicare: An Overview
- 03. Introduction to Medicare, Continued (Video)
- 04. Part C: Medicare Advantage (MA) Plans
- 05. Part D Prescription Drug Plan
- 06. Medicare Supplement/Medigap Plans
- 07. Medicare Conclusion (Video)
- Long-Term Care Insurance [11 Activities]
- 01. Introduction to Long-Term Care Insurance and Medicaid (Video)
- 02. Introduction to Long-Term Care Insurance (LTC)
- 03. Introduction to Long-Term Care Insurance, Levels of Care and Riders (Video)
- 04. Levels of Care and Optional Benefits and Riders
- 05. Other LTC Attributes
- 06. Marketing Rules and Policy Exclusions
- 07. Suitability
- 08. Levels of Care, Riders, Marketing and Options (Video)
- View Additional Activities
- 09. Tax-Qualified, Long-Term Care Partnership Contracts, and Medicaid
- 10. Medicaid
- 11. Conclusion (Video)
- Disability Income [22 Activities]
- 01. Introduction to Disability Income (Video)
- 02. Disability Income
- 03. Disability Definitions (Video)
- 04. Definitions and Concepts
- 05. Additional Definitions
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- View Additional Activities
- 09. Different Types of Disability Coverage
- 10. Group and Individual Disability Income Insurance (Video)
- 11. Group and Individual Disability Income Insurance
- 12. Other Provisions Affecting Income Benefits
- 13. Group Disability Insurance
- 14. Unique Aspects of Disability Underwriting (Video)
- 15. Unique Aspects of Disability Underwriting
- 16. Social Security Disability (Video)
- 17. Social Security Disability Income (SSDI)
- 18. Workers' Compensation (Video)
- 19. Workers Compensation
- 20. Business Disability Income (Video)
- 21. Business Disability Insurance Coverages
- 22. Conclusion (Video)
- Health Insurance Policy [7 Activities]
- Final Exam
- Final Exam Affidavit
- Final Exam (105 questions)
- Course Completion
- Mandatory Questionnaire
- Certificate of Completion - Law and Ethics
- Certificate of Completion - Life Health and Annuity
- Guaranteed Next-Day Reporting
Instructor Bio
Life and Health Insurance Instructor Joel Daniels is an experienced business professional in the insurance industry, with an established track record of leadership, development, account management, relationship building, and brand integrity. In his insurance business, Joel works tirelessly with his allies and strategic partners to impact communities by providing access to affordable and usable health and wellness benefits options. Here at At Your Pace Online, Joel is a highly engaging instructor. He presents insurance continuing education to licensees so that they can grow in their knowledge of the trade with confidence, benefitting their own business growth as well as the overall well-being of their clients.
Source: https://www.einsurancetraining.com/florida-insurance-continuing-education/fl-24-hour-life-health-and-annuity-package
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